Quick Overview

To speed up the application process, provide all information listed below and any additional information requested as soon as possible.

In short, you will need to provide:

Property Information

Any information you have regarding the property you are purchasing, including sales contracts, verification of deposit, contact information of all parties involved and a copy of the legal description of the property.

Proof of Income if Employed

Copies of pay stubs, W-2 forms, employer information, explanation for any gaps in employment and work eligibility information.

Proof of Other Types of Income

For those self-employed or that receives income from commissions, bonuses, interest/dividends or rental properties: 2 years tax returns; year-to-date P&L; K-1’s; corporate tax returns. More on alimony, child support, social security, disability & VA income below.

Funds for Down Payment

Any documentation showing sources of funds for a down payment. E.g: sale of previous home; savings; checking account balance; money market funds; stocks and bonds; gifts.

Below is a list of documents that are required when you apply for a mortgage.

However, every situation is unique and you may be required to provide additional documentation. So, if you are asked for more information, be cooperative and provide the information requested as soon as possible. It will help speed up the application process.

Your Property

Your Income

If self-employed or receive commission or bonusinterest/dividends, or rental income:

If you will use Alimony or Child Support to qualify:

If you receive Social Security income, Disability or VA benefits:

Source of Funds and Down Payment

Based on information appearing on your application and/or your credit report, you may be required to submit additional documentation