A Homeowner's Guide to Mortgage Prepayment Penalties

A Homeowner’s Guide to Mortgage Prepayment Penalties

When it comes to homeownership, it’s important to be knowledgeable about factors that can impact your loan and your credit. A mortgage prepayment penalty is a phrase that many homeowners hear but many don’t actually understand what it fully means. For this reason, we’re going to breakdown what mortgage prepayment penalties are and how homeowners […]

Self-employed? You May Do Better at Mortgage Broker

Self-employed? You May Do Better at Mortgage Broker

A mortgage is vitally important. People need to have access to capital in order to purchase a place to live in Florida. For many people, however, access to a mortgage may not be that easy. Some people are self-employed. Others may have issues with a less than ideal credit history. All of these factors can […]

How Does A Home Equity Loan Work And How To Get One?

If you’re undertaking a big project like home renovation, which requires a large amount of money, taking out a home equity loan might be a good idea. However, you have to keep in mind that, like any other loan, home equity loans can do more harm than good. This type of loan can be tricky […]

do-cape-coral-mortgage-companies-allow-buying-a-home-with-no-down-payment

Do Cape Coral Mortgage Companies Allow Buying A Home With No Down-payment?

For first-time home buyers, a no down-payment mortgage is an attractive deal, especially if money is not available to consider a full down-payment. Most Cape Coral mortgage companies will offer such deals but they come with a caveat. This is why before you seal the deal, it is important that you determine whether or not […]

mortgage-refinancing-with-bad-credit-when-is-the-right-time

Mortgage Refinancing With Bad Credit: When Is The Right Time

Bad spending habits can take a toll on your credit score and subsequently, your mortgage refinancing. It may not matter now, but once you decide to take out a loan, your credit report will play a vital role in the chances of your loan application getting approved. Very rarely does a less-than-stellar score stand a […]

securing-your-first-mortgage-expectations-vs-reality

Securing Your First Mortgage: Expectations vs Reality

For first-time home-buyers, the thought of a mortgage or investing in a real estate property can bring mixed feelings of excitement and fear. Many feel overjoyed about owning a home, but the great feeling can turn into disappointments if expectations are far from reality. Even if you are buying a home for the first time, […]

mortgage-refinance-versus-purchase-which-option-is-more-practical

Mortgage Refinance Versus Purchase Mortgage: What Is The Difference?

A refinance and purchase mortgage without proper understanding can give you a hard time making the right choice. Educating yourself about these two options will help you make an informed decision. Refinance mortgage enables you to change your current mortgage rates. A purchase mortgage, on the other hand, refers to the initial funding you use […]

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5 Reasons Why Cape Coral Investment Is A Great Idea

Southwest Florida is a vacation haven that continues to be a crowd magnet every year. So if you are one of those with images of Florida beaches flashing through your mind, you are not alone. If you are dreaming of buying a property that is close to the picture-perfect attractions of this sunshine state, a […]

Reasons To Love Waterfront Houses In Cape Coral

When searching for a real estate investment that you want to turn into a peaceful base, waterfront houses will be an outstanding choice. Cape Coral, being surrounded by pristine beaches, is the best place to own a home on the water. There are good reasons why it is worth living in a waterfront house: 1. […]